USDA Single Family Housing Direct Home Loans and Guaranteed Loans 573-443-8706, ext. 1040 USDA Rural Development’s Section 502 Direct Loan Program provides a path to homeownership for low, very-low, and moderate income families living in rural areas (outside the Columbia city limits) to make affordable homeownership a reality (a family from 1 - 4 members can make up to $44,150 in Benton, Hickory or Morgan County). This program assists moderate, low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. No down payment is required. Payment assistance is a type of subsidy that reduces the mortgage payment, and the amount of assistance is determined by the adjusted family income. West Central Missouri Community Action Agency 110 Tower Dr. Ste. A, Warsaw, MO 65355 800-293-3581 |
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