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Home Ownership and Home Maintance

Catholic Charities of Central and Northern Missouri: Housing & Financial Counseling
2201 West Main, P.O. Box 104626, Jefferson City, MO 65110
(573) 635-7719 Fax: (573) 635-7721
Hours: 8 am to 4:30 pm 

This program offers education and counseling for those who struggle financially to help them achieve long-term prosperity. Our goals are to promote financial literacy and financial responsibility, and increase responsible home ownership. HUD-certified counselors cover topics such as budgeting, mortgage and banking information, credit scores, and savings strategies.

Central Missouri Community Action - Cole County Family Resource Office
1109 South West Blvd. Jefferson City, MO 65109            
573-635-4480 Fax 573-635-9935 

Hours: Monday-Friday 8:00am -5:00 pm Services: Early Head Start, Head Start, emergency energy services, family support services, employment & training services, computers available for developing resumes, foster grandparent services, section 8 rental assistance, USDA Home ownership applications and weatherization.

City of Jefferson Redevelopment and Grants Division
320 E McCarty St Jefferson City, MO 65101                        
573-634-6410 Fax: 573-634-6457

The Redevelopment and Grants Division contributes to quality of life by promoting sustainability, creating decent housing and quality neighborhoods, and expanding economic opportunities, through federal, state and local grant programs. The Division administers the City's Community Development Block Grant program, Neighborhood Reinvestment/Incentive programs, and provides staff support for the Facade Committee, Historic Preservation Commission and Environmental Quality Commission. The Division provides administrative support for the City's recycling and sustainability initiatives, such as Household Hazardous Waste, glass, paper and plastic recycling.

City of Jefferson CDBG Down Payment Assistance Program 
320 E. McCarty St., Jefferson City, MO 65101
573-634-6410  Fax:  573-634-6457

The City of Jefferson has a grant program to assist low-to-moderate income households with a down payment towards purchasing a home. This program is made possible by the Department of Housing and Urban Development (HUD) Community Development Block Grant Program. 

Jefferson City Housing Authority 
1040 Myrtle Avenue Jefferson City, MO 65102             
573-635-6163 ext. 200 Fax: 573-635-9680 

Hours: Monday-Friday 8:00am -4:30pm Se9rvices: Section 8 and Public Housing Eligibility: low income, disability or elderly.

Missouri Attorney General's Office (Landlord Tenant Law)
Supreme Court Building
207 W. High Street, P.O. Box 899 Jefferson City, MO 65102 
573-751-3321  Fax: 573-751-0774

River City Habitat for Humanity 
1420 Creek Trail Drive Jefferson City, MO 65109             
573-635-8439 Fax 573-635-2106

Services: River City Habitat for Humanity is the local affiliate of Habitat for Humanity International, a nonprofit Christian ministry working in partnership with low income families to improve their living conditions with decent, affordable housing.

USDA Single Family Housing Direct Home Loans and Guaranteed Loans
Central Missouri Community Action 
573-443-8706, ext. 1040

USDA Rural Development’s Section 502 Direct Loan Program provides a path to homeownership for low, very-low, and moderate income families living in rural areas (outside the Jefferson City limits) to make affordable homeownership a reality (a family of 4 can make up to $60,500 in Cole County). This program assists moderate, low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.  No down payment is required. Payment assistance is a type of subsidy that reduces the mortgage payment, and the amount of assistance is determined by the adjusted family income.