Boonslick Habitat for Humanity P.O. Box 123, Boonville, MO 65233 660-474-0265 Volunteers provide most of the labor, and individual and corporate donors provide money and materials to build Habitat houses. Partner families themselves invest hundreds of hours of labor - "sweat equity" - into building their homes and the homes of others. Their mortgage payments go into a revolving Fund for Humanity that is used to build more houses. 385 Ashley Rd, Boonville, MO 65233 660-882-5601 Fax: 660-324-2902 Services: Housing Choice Voucher applications and USDA Low Income Homeowner applications available. Home weatherization services to make home more energy efficient, thus cutting down on utility expenses. Eligibility: Total income of less than 150% of federal poverty guidelines. Written permission must be obtained by landlord, if home is not owned by applicant. Cannot be weatherized if home has already been weatherized since 1994. Fee: Free to those who qualify. Catholic Charities of Central and Northern Missouri: Housing & Financial Counseling 2201 West Main, P.O. Box 104626, Jefferson City, MO 65110 (573) 635-7719 Fax: (573) 635-7721 Hours: 8 am to 4:30 pm www.cccnmo.org hdeberry@cccnmo.org This program offers education and counseling for those who struggle financially to help them achieve long-term prosperity. Our goals are to promote financial literacy and financial responsibility, and increase responsible home ownership. HUD-certified counselors cover topics such as budgeting, mortgage and banking information, credit scores, and savings strategies. Missouri Housing Development Commission 505 N. 7th Street, 20th Floor, Suite 2000, St. Louis, MO 63101 (314) 877-1350 Homeownership ProgramsToll Free: 800-246-7973 http://mhdc.com/homes/index.htm with cash assistance available. Our MCC program provides income eligible first-time homebuyers* with an opportunity to reduce the amount of federal income tax owed each year they own and live in their homes. Our “Next Step” program gives first-time homebuyers as well as non-first time homebuyers the opportunity to purchase their own home with higher income limits and purchase price limits. It also gives the borrower the opportunity to receive cash assistance for down payment and closing cost assistance If you are a qualified veteran, you do not have to be a first-time homebuyer* to qualify for our "First Place" or "Mortgage Credit Certificate" loan programs (above). USDA Single Family Housing Direct Home Loans and Guaranteed Loans 573-443-8706, ext. 1040 USDA Rural Development’s Section 502 Direct Loan Program provides a path to homeownership for low, very-low, and moderate income families living in rural areas (all of Cooper County including Boonville) to make affordable homeownership a reality (a family of 4 can make up to $53,700 in Cooper County). This program assists moderate, low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. No down payment is required. Payment assistance is a type of subsidy that reduces the mortgage payment, and the amount of assistance is determined by the adjusted family income. |
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